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Mortgage Rates

 

Effective Date: 7/22/08

Rates subject to change.  Rates posted weekly, contact a mortgage specialist for further information and to ask about our portfolio loan program. Columns below labeled “APR” refer to the “Annual Percentage Rate”.

For definitions of these and other home mortgage terms visit our Mortgage Terms page.

 

CONSTRUCTION LOAN

Interest on disbursed funds billed monthly

Type
 Term Rate APR
 Points
Construction 9 months 6.500% 10.374% 0.00

 


VERMONT HOUSING FINANCE AGENCY

Maximum loan amount varies by county. Minimum 5% down

Type
 Term Rate APR Points Payment
per $1,000
Fixed 30 yrs 6.300% 6.39% 1.00 6.19
Fixed 30 yrs 6.450% 6.45% 0.00  6.29

 

 

NEW HAMPSHIRE HOUSING AGENCY

Maximum loan amount varies by county. Minimum 5% down

Type
 Term Rate APR Points Payment
per $1,000
Fixed 30 yrs 6.250% 6.83 1.00 6.16
Fixed 30 yrs 6.500% 7.11 0.00  6.32
Fixed/Cash Assisted 30 yrs 7.100% 7.72 0.00 6.72

 

 

The annual percentage rate (APR) is based on a loan amount of $100,000 with a 20% down payment. Loans with less than a 20% down payment require private mortgage insurance (PMI), which is not included in the APR.  Contact a mortgage specialist for higher loan-to-value options.
Supporting Communities in Northern Vermont and New Hampshire.